fix(rectification): stop re-asking covered domains after adopt (BUG-590, BUG-591)

Yearless-to-collect now skips domains already confirmed, declined, or asked; adopt-exhausted turns skip leftover collect persist. Collect focus collisions only retry with :next when collect_retry is set.

Co-authored-by: Cursor <cursoragent@cursor.com>

frontend/tests/rectification-eight-method.test.ts

@@ -2146,7 +2146,7 @@ test("D9/D10 contrast after occupation coverage asks a discriminator, not adopt"
   }), "discriminate_candidates");
 });
 
-test("answered duty language skips window D10 and collects a dated education event instead of a yearless D24 card", () => {
+test("answered duty language skips window D10 and does not re-ask covered education from a yearless D24 card", () => {
   const packet = {
     candidateSetVersion: "05:00-05:07",
     vargaDifferences: [
@@ -2185,11 +2185,13 @@ test("answered duty language skips window D10 and collects a dated education eve
     evidence,
     contrastPacket: packet,
   });
-  assert.equal(plan.next_followup?.domain, "education");
+  // 原值: education（yearless D24 直接变成学业采集）
+  // 新值: finance
+  // 原因: CLASSIC_COVERAGE 已有学业；BUG-590 跳过已覆盖领域，改收未覆盖的财务
+  assert.equal(plan.next_followup?.domain, "finance");
   assert.equal(plan.next_followup?.intent, "collect_method_evidence");
   assert.equal(plan.next_followup?.choice_frame, null);
-  assert.match(plan.next_followup?.user_prompt_hint ?? "", /记得住年份/);
-  assert.doesNotMatch(plan.next_followup?.semantic_key ?? "", /varga\.d10/);
+  assert.doesNotMatch(plan.next_followup?.semantic_key ?? "", /varga\.d(10|24)/);
 });
 
 test("yearless D24 yields to a dated career dasha instead of borrowing the recorded education year", () => {