fix(consult): complete natal chart tool on homepage topic cards (BUG-630)

Thinking models were spending the first natal step on skill_read or a Level 2 draft, so home chips such as 家庭 never satisfied the calculation contract.

Co-authored-by: Cursor <cursoragent@cursor.com>

docs/tasks/README.md

@@ -106,6 +106,7 @@
 | `TASK-agent-voice-20260901.md` | — | Agent 输出语气 | 已合入 | `ed9497e7`（PR #48） |
 | `TASK-chat-streaming-ux-20260901.md` | `PROGRESS-chat-streaming-ux-20260901.md` | 流式体验与双会话面统一 | 已验收 | `4dc0c8c7`（BUG-473～478） |
 | `TASK-unified-loading-20260902.md` | `PROGRESS-unified-loading-20260902.md` | 首页一次等待一次揭幕 | 已验收 | `482796fc`（BUG-479） |
+| — | — | 初始化后点首页「家庭」报运行合同未完成：本命第一步未强制计算工具、主题卡无入口钉死 | 待验收 | `codex/consultation-family-contract-incomplete-20260909`（BUG-630）；走查 `docs/testing/consultation-family-contract-incomplete-20260909.md` |
 
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