export function loadBillingPanel() {
  return import("@/components/billing-panel").then((module) => module.BillingPanel);
}

export function prefetchBillingPanel(): void {
  // Hover/pointer prefetch is opportunistic. An offline chunk failure must not
  // become an unhandled rejection handled by StaleClientRecovery as a reload.
  void loadBillingPanel().catch(() => undefined);
}